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St. Charles Home Buyers Can Help You Stop foreclosure.
Quick Sale
The right thing to do may be for you to sell your home quickly, so that you can preserve your good credit and move on with your life. If so, we can help. We focus on St. Charles County and St. Louis county in Missouri. Just visit our Sell Your Home Fast web page or, for the fastest service, click here.
Loan Modification
If you can no longer afford to make high mortgage payments, but still want to stay in your home, Loan Modification may be your best solution.
Banks Are Willing to Help
With so many Americans in danger of losing their homes to foreclosure, banks now have a problem. They are in the banking business, not the real estate business. If they take possession of a home, they are stuck with management problems, real estate taxes, and other expenses. In addition, the real estate usually becomes a “non-performing asset,” meaning that it has value but does not produce any income for the bank. For those reasons, it makes good business sense for banks to make accommodations that will help people stay in their homes.
How Do You Ask for Help?
Just calling your mortgage holder on the phone will do little good. You are just one of thousands of customers, and they are not equipped to give you the personal service required when you need it most. Our professionals are knowledgeable about Loan Modification and know the procedures for dealing with banks and mortgage holders to make sure your rights are preserved. It is a sad fact that, due to deadlines and stringent regulations, you only get one chance to get a Loan Modification right. The professionals at St. Charles House Buyers can help.
Your Alternatives
There are four ways we can help you, depending on your situation. Give us a call, and we will help you decide the best option for you.
• Modification
In some situations your mortgage holder may be willing to add missed payments
to your loan balance. They may temporarily reduce your interest rate and even
allow you to reduce the amount of principle you pay each month. These
measures can help you cure a default and be back on track.
• Forbearance
With this solution, we can help you design a plan for getting your mortgage out
of default status. We review your living expenses and income then prepare a
written plan for the bank, showing how the default will be cured over a
period of time.
• Pre-Foreclosure Sale
Sometimes the homeowner may have suffered loss of income and be unable to
afford the mortgage payments for the foreseeable future. In these cases, a quick sale may be the best option. Regardless where
you are in the foreclosure process we can help you explore how this solution may be able to preserve your good credit.
• Deed in Lieu of Foreclosure
If there is little or no equity (or even negative equity) then a Deed in Lieu of Foreclosure may be the only option that will work.
However, it is not so easy just to give your home to the bank. Bear in mind that they really don’t want it. To have the best
chance of preserving your credit, let the professionals at St. Charles House Buyers guide you.
Calling your mortgage holder on the phone will do little good. You are just one of thousands of customers, and they are not equipped to give you the personal service required when you need it most. Our professionals are knowledgeable about loan modification and know the procedures for dealing with banks and mortgage holders to make sure your rights are preserved. It is a sad fact that, due to deadlines and stringent regulations, you only get one chance to get a loan modification right. The professionals at St. Charles House Buyers can help.
Areas we specialize in: St. Charles, St. Peters, Ofallon, Lake St. Louis, Wentzville, Dardenne, Cottelville, Orchard Farm, warrenton, Moscow mills, Troy
St. Charles House Buyers • Phone: 314-267-8800 • E-mail: info@STCHomebuyers.com
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